A freelancer's guide to applying for a credit card


A freelancer's guide to applying for a credit card

Recent highlights:

1. Although they function similarly to regular credit cards, secured credit cards differ in that they require you to deposit a certain amount before accessing your credit line.

2. Over time, you can ask your bank to convert your secured credit card into a regular one, provided that you maintain a good credit score.

3. If you have been with a bank for quite some time, deposit regularly into your account, and maintain a high enough Average Daily Balance (ADB), you may be pre-qualified to get a credit card with that bank.

4. Unlike regular credit cards, secured credit cards are often easier to apply for

#biyro #texas #finance #fico #usedcars

More: https://biyro.com/blog/freelance/a-freelancers-guide-to-applying-for-a-credit-card/

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